@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500&display=swap');

:root {
    --canvas: #f5f1ec;
    --surface-1: #ffffff;
    --surface-2: #ece8e1;
    --ink: #111111;
    --ink-muted: #626260;
    --ink-subtle: #7b7b78;
    --ink-tertiary: #9c9fa5;
    --hairline: #d3cec6;
    --fin-orange: #ff5600;
    --rounded-xs: 4px;
    --rounded-sm: 6px;
    --rounded-md: 8px;
    --rounded-lg: 12px;
    --rounded-xl: 16px;
    --rounded-xxl: 24px;
    --section: 96px;
    --max-width: 1280px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { font-size: 16px; -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }

body {
    background-color: var(--canvas);
    color: var(--ink);
    font-family: 'Inter', ui-sans-serif, system-ui, -apple-system, sans-serif;
    font-weight: 400;
    line-height: 1.5;
}

a { color: inherit; text-decoration: none; }

img { max-width: 100%; height: auto; display: block; }

.container {
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 32px;
}

.top-nav {
    position: sticky;
    top: 0;
    z-index: 100;
    background-color: var(--canvas);
    border-bottom: 1px solid var(--hairline);
    height: 56px;
    display: flex;
    align-items: center;
}

.nav-container {
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 32px;
    width: 100%;
    display: flex;
    align-items: center;
    gap: 48px;
}

.nav-logo {
    font-size: 17px;
    font-weight: 500;
    color: var(--ink);
    letter-spacing: -0.3px;
    flex-shrink: 0;
}

.nav-links {
    display: flex;
    list-style: none;
    gap: 28px;
    flex: 1;
}

.nav-links a {
    font-size: 14px;
    font-weight: 400;
    color: var(--ink-muted);
    transition: color 0.15s;
}

.nav-links a:hover,
.nav-links a.active { color: var(--ink); }

.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 4px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
    margin-left: auto;
}

.nav-toggle span {
    display: block;
    width: 20px;
    height: 2px;
    background-color: var(--ink);
    border-radius: 2px;
    transition: transform 0.2s, opacity 0.2s;
}

.hero {
    padding: 80px 0;
}

.hero-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.hero-eyebrow {
    font-size: 13px;
    font-weight: 500;
    color: var(--ink-muted);
    margin-bottom: 16px;
    letter-spacing: 0;
}

.hero-title {
    font-size: clamp(36px, 4.5vw, 56px);
    font-weight: 500;
    line-height: 1.1;
    letter-spacing: -1.4px;
    color: var(--ink);
    margin-bottom: 20px;
}

.hero-subtitle {
    font-size: 18px;
    line-height: 1.55;
    color: var(--ink-muted);
    margin-bottom: 8px;
}

.hero-image-card {
    background-color: var(--surface-1);
    border-radius: var(--rounded-xl);
    overflow: hidden;
    border: 1px solid var(--hairline);
}

.hero-image-card img {
    width: 100%;
    height: 380px;
    object-fit: cover;
}

.section { padding: var(--section) 0; }

.section-eyebrow {
    font-size: 13px;
    font-weight: 500;
    color: var(--ink-muted);
    margin-bottom: 10px;
}

.section-title {
    font-size: clamp(26px, 3vw, 40px);
    font-weight: 500;
    line-height: 1.15;
    letter-spacing: -0.8px;
    color: var(--ink);
    margin-bottom: 48px;
}

.articles-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.article-card {
    background-color: var(--surface-1);
    border-radius: var(--rounded-lg);
    border: 1px solid var(--hairline);
    overflow: hidden;
    transition: border-color 0.15s;
    display: flex;
    flex-direction: column;
}

.article-card:hover { border-color: var(--ink-muted); }

.article-card-image {
    width: 100%;
    height: 200px;
    object-fit: cover;
}

.article-card-body {
    padding: 24px;
    flex: 1;
    display: flex;
    flex-direction: column;
}

.article-card-category {
    font-size: 11px;
    font-weight: 500;
    color: var(--ink-muted);
    text-transform: uppercase;
    letter-spacing: 0.6px;
    margin-bottom: 8px;
}

.article-card-title {
    font-size: 18px;
    font-weight: 500;
    line-height: 1.3;
    letter-spacing: -0.2px;
    color: var(--ink);
    margin-bottom: 10px;
}

.article-card-excerpt {
    font-size: 14px;
    color: var(--ink-muted);
    line-height: 1.55;
    margin-bottom: 16px;
    flex: 1;
}

.article-card-meta {
    font-size: 12px;
    color: var(--ink-tertiary);
}

.btn-primary {
    display: inline-flex;
    align-items: center;
    background-color: var(--ink);
    color: #ffffff;
    font-size: 15px;
    font-weight: 500;
    padding: 10px 18px;
    border-radius: var(--rounded-md);
    border: none;
    cursor: pointer;
    transition: opacity 0.15s;
    line-height: 1.2;
    min-height: 40px;
}

.btn-primary:hover { opacity: 0.82; }

.btn-primary:disabled {
    opacity: 0.5;
    cursor: not-allowed;
}

.btn-secondary {
    display: inline-flex;
    align-items: center;
    background-color: var(--surface-1);
    color: var(--ink);
    font-size: 15px;
    font-weight: 500;
    padding: 10px 18px;
    border-radius: var(--rounded-md);
    border: 1px solid var(--hairline);
    cursor: pointer;
    transition: border-color 0.15s;
    line-height: 1.2;
    min-height: 40px;
}

.btn-secondary:hover { border-color: var(--ink-muted); }

.resources-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.resource-card {
    background-color: var(--surface-1);
    border-radius: var(--rounded-lg);
    border: 1px solid var(--hairline);
    padding: 24px;
}

.resource-card-title {
    font-size: 16px;
    font-weight: 500;
    color: var(--ink);
    margin-bottom: 8px;
}

.resource-card-desc {
    font-size: 14px;
    color: var(--ink-muted);
    line-height: 1.55;
    margin-bottom: 12px;
}

.resource-card-link {
    font-size: 13px;
    color: var(--ink);
    text-decoration: underline;
    text-underline-offset: 2px;
}

.info-strip {
    background-color: #111111;
    color: #ffffff;
    padding: 72px 0;
}

.info-strip-inner {
    max-width: 720px;
}

.info-strip-quote {
    font-size: clamp(20px, 2.5vw, 26px);
    font-weight: 500;
    line-height: 1.35;
    letter-spacing: -0.3px;
    margin-bottom: 20px;
}

.info-strip-source {
    font-size: 13px;
    color: rgba(255,255,255,0.55);
}

.article-header { padding: 56px 0 40px; }

.article-breadcrumb {
    font-size: 13px;
    color: var(--ink-muted);
    margin-bottom: 20px;
    display: flex;
    align-items: center;
    gap: 6px;
    flex-wrap: wrap;
}

.article-breadcrumb a { color: var(--ink-muted); }
.article-breadcrumb a:hover { color: var(--ink); }
.article-breadcrumb .sep { color: var(--ink-tertiary); }

.article-category {
    font-size: 11px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.6px;
    color: var(--ink-muted);
    margin-bottom: 14px;
}

.article-title {
    font-size: clamp(28px, 4vw, 46px);
    font-weight: 500;
    line-height: 1.1;
    letter-spacing: -1.0px;
    color: var(--ink);
    margin-bottom: 18px;
    max-width: 820px;
}

.article-meta {
    font-size: 13px;
    color: var(--ink-subtle);
    margin-bottom: 40px;
}

.article-featured-image {
    background-color: var(--surface-1);
    border-radius: var(--rounded-xl);
    border: 1px solid var(--hairline);
    overflow: hidden;
    margin-bottom: 56px;
}

.article-featured-image img {
    width: 100%;
    max-height: 420px;
    object-fit: cover;
}

.article-body { max-width: 760px; }

.article-body h2 {
    font-size: 24px;
    font-weight: 500;
    letter-spacing: -0.4px;
    line-height: 1.2;
    color: var(--ink);
    margin-top: 48px;
    margin-bottom: 14px;
}

.article-body h3 {
    font-size: 19px;
    font-weight: 500;
    letter-spacing: -0.2px;
    line-height: 1.3;
    color: var(--ink);
    margin-top: 32px;
    margin-bottom: 10px;
}

.article-body p {
    font-size: 17px;
    line-height: 1.72;
    color: var(--ink);
    margin-bottom: 18px;
}

.article-body ul,
.article-body ol {
    font-size: 17px;
    line-height: 1.72;
    color: var(--ink);
    margin-bottom: 18px;
    padding-left: 24px;
}

.article-body li { margin-bottom: 6px; }

.article-body a {
    color: var(--ink);
    text-decoration: underline;
    text-underline-offset: 2px;
}

.article-body a:hover { opacity: 0.65; }

.article-note {
    background-color: var(--surface-1);
    border-radius: var(--rounded-md);
    border: 1px solid var(--hairline);
    border-left: 3px solid var(--ink);
    padding: 18px 22px;
    margin: 28px 0;
    font-size: 15px;
    color: var(--ink-muted);
    line-height: 1.6;
}

.article-highlight {
    background-color: var(--surface-2);
    border-radius: var(--rounded-lg);
    padding: 24px 28px;
    margin: 28px 0;
}

.article-highlight h3 { margin-top: 0; }

.related-section {
    margin-top: 80px;
    padding-top: 40px;
    border-top: 1px solid var(--hairline);
}

.related-title {
    font-size: 20px;
    font-weight: 500;
    color: var(--ink);
    margin-bottom: 24px;
}

.footer {
    background-color: var(--canvas);
    border-top: 1px solid var(--hairline);
    padding: 64px 0 28px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 64px;
    margin-bottom: 48px;
}

.footer-brand {
    font-size: 17px;
    font-weight: 500;
    color: var(--ink);
    margin-bottom: 10px;
}

.footer-desc {
    font-size: 13px;
    color: var(--ink-subtle);
    line-height: 1.6;
    max-width: 300px;
}

.footer-col-title {
    font-size: 13px;
    font-weight: 500;
    color: var(--ink);
    margin-bottom: 14px;
}

.footer-links {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.footer-links a {
    font-size: 13px;
    color: var(--ink-subtle);
    transition: color 0.15s;
}

.footer-links a:hover { color: var(--ink); }

.footer-bottom {
    border-top: 1px solid var(--hairline);
    padding-top: 20px;
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 24px;
}

.footer-copyright {
    font-size: 12px;
    color: var(--ink-tertiary);
    flex-shrink: 0;
}

.footer-disclaimer {
    font-size: 11px;
    color: var(--ink-tertiary);
    max-width: 480px;
    text-align: right;
    line-height: 1.5;
}

.page-header {
    padding: 56px 0 40px;
    border-bottom: 1px solid var(--hairline);
    margin-bottom: 56px;
}

.page-title {
    font-size: clamp(28px, 4vw, 44px);
    font-weight: 500;
    line-height: 1.1;
    letter-spacing: -0.9px;
    color: var(--ink);
    margin-bottom: 14px;
}

.page-subtitle {
    font-size: 17px;
    color: var(--ink-muted);
    line-height: 1.55;
    max-width: 580px;
}

.page-body { max-width: 760px; }

.page-body h2 {
    font-size: 22px;
    font-weight: 500;
    letter-spacing: -0.3px;
    color: var(--ink);
    margin-top: 44px;
    margin-bottom: 12px;
}

.page-body h3 {
    font-size: 17px;
    font-weight: 500;
    color: var(--ink);
    margin-top: 28px;
    margin-bottom: 10px;
}

.page-body p {
    font-size: 16px;
    line-height: 1.7;
    color: var(--ink);
    margin-bottom: 14px;
}

.page-body ul,
.page-body ol {
    font-size: 16px;
    line-height: 1.7;
    margin-bottom: 14px;
    padding-left: 22px;
}

.page-body li { margin-bottom: 6px; color: var(--ink); }

.page-body a { color: var(--ink); text-decoration: underline; }

.updated-label {
    font-size: 12px;
    color: var(--ink-tertiary);
    margin-top: 48px;
    padding-top: 16px;
    border-top: 1px solid var(--hairline);
}

.about-image-card {
    background-color: var(--surface-1);
    border-radius: var(--rounded-xl);
    border: 1px solid var(--hairline);
    overflow: hidden;
}

.about-image-card img {
    width: 100%;
    height: 340px;
    object-fit: cover;
}

.about-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: start;
    margin-bottom: 64px;
}

.contact-card {
    background-color: var(--surface-1);
    border-radius: var(--rounded-xl);
    border: 1px solid var(--hairline);
    padding: 48px;
    margin-top: 64px;
}

.contact-card-title {
    font-size: 22px;
    font-weight: 500;
    color: var(--ink);
    margin-bottom: 6px;
}

.contact-card-desc {
    font-size: 15px;
    color: var(--ink-muted);
    margin-bottom: 32px;
    line-height: 1.55;
}

.form-group { margin-bottom: 18px; }

.form-label {
    display: block;
    font-size: 14px;
    font-weight: 500;
    color: var(--ink);
    margin-bottom: 5px;
}

.form-input,
.form-textarea {
    width: 100%;
    background-color: var(--surface-1);
    color: var(--ink);
    font-family: inherit;
    font-size: 16px;
    padding: 10px 14px;
    border-radius: var(--rounded-md);
    border: 1px solid var(--hairline);
    outline: none;
    transition: border-color 0.15s;
    min-height: 44px;
}

.form-input:focus,
.form-textarea:focus { border-color: var(--ink); }

.form-input::placeholder,
.form-textarea::placeholder { color: var(--ink-tertiary); }

.form-textarea { resize: vertical; min-height: 96px; }

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.form-message {
    display: none;
    font-size: 14px;
    color: var(--ink-muted);
    margin-top: 14px;
    padding: 12px 16px;
    background-color: var(--canvas);
    border-radius: var(--rounded-md);
    border: 1px solid var(--hairline);
    line-height: 1.5;
}

.form-message.visible { display: block; }

.cookie-banner {
    position: fixed;
    bottom: 24px;
    left: 50%;
    transform: translateX(-50%);
    background-color: #111111;
    color: #ffffff;
    padding: 18px 22px;
    border-radius: var(--rounded-lg);
    max-width: 640px;
    width: calc(100% - 48px);
    display: flex;
    align-items: center;
    gap: 20px;
    z-index: 1000;
}

.cookie-banner.hidden { display: none; }

.cookie-text {
    font-size: 13px;
    color: rgba(255,255,255,0.82);
    line-height: 1.5;
    flex: 1;
}

.cookie-text a { color: #ffffff; text-decoration: underline; }

.cookie-actions { display: flex; gap: 8px; flex-shrink: 0; }

.cookie-accept {
    background-color: #ffffff;
    color: #111111;
    font-family: inherit;
    font-size: 13px;
    font-weight: 500;
    padding: 8px 14px;
    border-radius: var(--rounded-md);
    border: none;
    cursor: pointer;
    white-space: nowrap;
    min-height: 36px;
}

.cookie-reject {
    background-color: transparent;
    color: rgba(255,255,255,0.65);
    font-family: inherit;
    font-size: 13px;
    padding: 8px 14px;
    border-radius: var(--rounded-md);
    border: 1px solid rgba(255,255,255,0.25);
    cursor: pointer;
    white-space: nowrap;
    min-height: 36px;
}

.tools-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin: 24px 0 32px;
}

.tool-card {
    background-color: var(--surface-1);
    border-radius: var(--rounded-lg);
    border: 1px solid var(--hairline);
    padding: 20px;
}

.tool-card-name {
    font-size: 15px;
    font-weight: 500;
    color: var(--ink);
    margin-bottom: 5px;
}

.tool-card-desc {
    font-size: 13px;
    color: var(--ink-muted);
    line-height: 1.5;
    margin-bottom: 8px;
}

.tool-card-link {
    font-size: 12px;
    color: var(--ink-muted);
    text-decoration: underline;
    text-underline-offset: 2px;
}

@media (max-width: 1024px) {
    .articles-grid { grid-template-columns: repeat(2, 1fr); }
    .resources-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
    .hero-image-card { display: none; }
    .hero-layout { grid-template-columns: 1fr; }
    .tools-grid { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
    .container { padding: 0 16px; }
    .nav-container { padding: 0 16px; }
    .nav-links {
        display: none;
        position: absolute;
        top: 56px;
        left: 0;
        right: 0;
        background-color: var(--canvas);
        border-bottom: 1px solid var(--hairline);
        flex-direction: column;
        padding: 8px 16px 16px;
        gap: 0;
    }
    .nav-links.open { display: flex; }
    .nav-links li { border-bottom: 1px solid var(--hairline); }
    .nav-links li:last-child { border-bottom: none; }
    .nav-links a { display: block; padding: 12px 0; font-size: 15px; }
    .nav-toggle { display: flex; }
    .articles-grid { grid-template-columns: 1fr; }
    .resources-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; gap: 28px; }
    .footer-bottom { flex-direction: column; align-items: flex-start; }
    .footer-disclaimer { text-align: left; max-width: 100%; }
    .contact-card { padding: 24px; }
    .form-row { grid-template-columns: 1fr; }
    .about-layout { grid-template-columns: 1fr; }
    .cookie-banner { flex-direction: column; align-items: flex-start; gap: 14px; }
    .hero { padding: 48px 0; }
    .section { padding: 64px 0; }
}

@media (max-width: 480px) {
    .hero-title { font-size: 30px; letter-spacing: -0.6px; }
    .section-title { font-size: 24px; }
    .article-title { font-size: 26px; }
    .page-title { font-size: 26px; }
}